Endpoint
In one sentence
Any device that connects to your network or data: laptops, desktops, servers, phones, tablets.
An endpoint is a device where work happens and data lives or passes through. Each one is a potential entry point, which is why protecting and inventorying endpoints is foundational.
Why it's on your cyber insurance application
Applications ask how many devices you have and whether your protection covers all of them. The counts have to match, because "EDR on every endpoint" means nothing if nobody has counted the endpoints.
What this looks like in practice
Count yours honestly. The laptops are easy to remember. The machine in the back running the estimating software, the receptionist's personal iPad with the email account on it, the old desktop that only exists to talk to a piece of equipment: those are endpoints too, and they're the ones that turn up uncovered when someone checks.
How the Readiness Check scores it
The free Check asks the same question a carrier will. Here it is, why it's asked, and the fix if today's honest answer is no. The full application question list has the rest.
Endpoint protection
What protects your computers and servers from malware?
Why carriers ask: EDR (endpoint detection and response) is what stops ransomware mid-attack. Many carriers price policies differently, or decline outright, based on this answer alone.
If the answer is no: Deploy EDR to every computer and server this week. This is the single fastest insurability improvement after MFA.
The written evidence carriers accept
A “yes” on the application needs a document behind it. In the Readiness Pack, that document is:
Related terms
Would you pass this question today?
The free Readiness Check scores you across the ten control domains carriers probe, in five minutes, no email required for the score.